How Can You Safely Earn High Returns of over 10% to 50% per Year...Even Tax Free in Some Cases?


November 2, 2010

Gus FernandezHi, My name is Gus Fernandez and I'm a wealth coach. I have spoken for industry giants like Donald Trump, Robert Kiyosaki and Harv Eker, but I get most excited when I am helping entrepreneurs like you who just need a little "push" and some guidance. 


My lifelong dream has always been to create and make available a ‘one stop shop’ to stomp out financial illiteracy in this country and the dream has finally been realized. That's why I co-founded the Wealth Umbrella based on three principles of financial success: (1) Making money, (2) Investing it safely and (3) Protecting your assets. It's easy to remember - - Make, Invest and Protect.  You’ll hear from a lot of people about how to create cash flow but rarely on how to invest and protect your nest egg. Most people in fact participate in what I call the financial lottery concept—on a whim or at the advice of people who haven’t actually done the work but have an opinion nevertheless.

Making money is only step one. Now you have to learn how to invest it. You have probably heard of savings accounts, money market funds, CDs and bonds. Unfortunately, these type of investments are actually yielding less than the current inflation rate. In many cases, you will only earn about 1% to 2% and the average annual inflation rate is at 2.9%. What that means, as you guessed, is you are actually losing money because the price of everything you buy is going up.

So what can you do to earn a higher return? One option is to take on more risk, like investing in stocks or mutual funds. In this case you are in for a wild ride. Hang on a pray you live long enough, put your money in at the right time and don't need to use it when the market is suffering. If you could hold on for 50 years, you would average about 7%. On the other hand if you put your money in about 10 years ago, you would be down -3% on average. Ouch! That hurts.

For me, investing is about minimizing risk and maximizing my return.

That's why I've been investing in tax lien certificates for over 20 years. In fact, my father introduced me to this unique and little-known investing technique many years ago.

Tax lien certificates allow you to earn money by loaning money on taxes owed.

Let me explain. When you fail to pay property taxes a lien or debt is placed on your real estate and in some states the debt is sold to investors. The interest rates range from 10% to 36% and if redeemed early, could result in annual returns as high as 200%.

Okay Gus, so what happens if the property owner never pays? The answer is you can legally foreclose on the property and take ownership. So your investment is protected by the underlying real estate.

Sound intriguing so far.

Visit Tax Foreclosure Sales and learn about the exciting world of tax liens and tax deeds.



To your success,

Coach Gus


P.S. This special offer includes membership in Wealth Umbrella for the first 100 signups starting. You get access to:

1. A Personal Money Coach
2. 24/7 Email Support
3. The Financial Hotline
4. Insurance Clearinghouse designed to save you money
5. Two Years of Tax Reviews
6. Free Deduction Detector
7. Car-Buying Hotline - save up to 60% on your next car
8. Credit Management and Debt Reduction
9. College Funding Hotline
10. VIP member status at any of our workshops or events

P.P.S., You really have nothing to lose. Try it out and get started marketing a product online for cash flow, investing in tax lien certificates for returns of 16% or more and knowing how to protect your investments through business structures, insurance and retirement accounts.